Your health matters to us. With Flame, you can rest assured that you and your family will be receiving best in class healthcare coverage at the best rates.
CMSM Mutual Health Plan covers Adherent/Beneficiary’s normal delivery or cesarean section in Mutual Class -MUT- up to the fourth month (inclusive) of pregnancy at the date of membership, as well as abortion medically justified, abnormal pregnancy, Epidural (in Normal delivery) and complications related to pregnancy and its results.
New born baby coverage
Open Heart Surgery, Coronarography, and Cardio-Vascular Sections, if medically indicated and do not fall under “preexisting cases”, are covered in total after three (3) months waiting period, otherwise “false declaration” condition is applied.
Pre-existing Case is a health condition or impairment that medically exists prior to the Adherent membership enrollment date whether it is known or not to him/her.
For more information click here
For more information click here
For adherents under Co-NSSF Plan, CMSM covers the difference of NSSF Prosthesis value as stated above.
As of the second (2nd) year of membership enrollment, Infertility and all related treatments, procedures and ambulatory tests are covered up to 2,000USD per year.
CMSM Health Plan takes in charge Dialysis Sessions for Acute Renal Failure only during initial admission till discharge
All Ambulatory Benefits are limited to the healthcare services delivered exclusively through Administrator Providers Network in Lebanon, as per applicable CMSM Health Plan detailed below:
Radiology, C.T. scan, MRI, Ultrasonography, laboratory tests, nuclear medicine tests, Electroencephalogram, Electrocardiogram, Electromyogram, Audiogram, Stress test, Evoqued response, Ocular Angiography, Thallium myocardial Scintigraphy, Echocardiography, Holter monitoring, Laser therapy, Physiotherapy, Kinesitherapy, Tuberculin test, Testicular Pelvic Echo Doppler.
Based on medical indication and subject to the prior approval of the Administrator.
For all Adherents/Beneficiaries aged 50 years and above once per contractual year.
Covered 4 times per pregnancy if results are showing lack of immunity.
Covered on reimbursement basis with a proof of marriage.
This plan covers the Adherents and/Beneficiaries worldwide when travelling for personal or for leisure reasons not exceeding a period of 31 consecutive days. This plan does not cover any trip for professional or therapeutic reason.
For more information click here
A personalized Card issued in the name of each Adherent/Beneficiary, enabling him/her to access healthcare services offered by CMSM Mutual Health Plan.